Good weekend, Bad weekend...

[-Adam-]

[quote="Andrew G"]No insurance for your bikes

[quote="-Adam-"][quote="Andrew G"]No insurance for your bikes

[-Adam-]

Well i'll have to look into it Andrew, thanks for the info.

[Grahame]

Sorry to hear about your accident Adam, but pleased that you came out of it so lightly injured, and had the backup available to get you home.

It may be worth checking on your parents' household goods insurance. Most will cover bikes up to about £500 as standard, Marks and Spencers cover my bikes up to £3000 each without them having to be specifically listed, and they are covered worldwide. You'll find the excess is a lot lower than £300.

Also having an insurance company trying to recover the money may (slim chance, but every little helps) make it more likely that the scumbags are caught and brought to justice. Leaving the scene of an accident is considered to be a serious crime.

Even if you don't live at your parents' house, you may find that you are covered as a dependent student living in temporary accommodation.

[Robh]

With a few people coming off lately most have been glad they have worn a helmet. I know on the rides I've been with you you don't wear one. From your report it sounds like you didn't hit your head.

This is the reason I wear a helmet now never use to in 1989-1991. You just don't know who's gonna knock you off even if you don't make yourself fall off.

Glad your ok!

Rob

[Colin.Steadman]

[quote]
When I first insured my GB with the CTC cover it cost about 10% of the bikes value - £200ish

[Andrew G]

In short Colin, yes. I can only give the example from my cover which worked out as 10% of value of bike premium for first year, and then a 8-10% reduction each year on renewal for two renewals so far.

As with any insurane other factors will come in to play, post code etc, but I would think most work out fairly similar. I know I'm in quite a high rated post code so mine won't be at the cheaper end of things.

The value of the bike is what you put it at (within reason as it will need to be confirmed by the bike shop(s) you get your repair quote from, and I also sent in a receipt from purchase) so I keep mine at a replacement value cost based on what I paid. not taking in to account any discounted price on the frame.

Clearly the insurers aren't stupid so anything a bit dodgy would be looked in to.

[Richard (Apples)]

Adam , what a nightmare.....glad you are ok though. I dunno about all the insurance stuff but I would deffinitely go to the Police .

I know its hard to think straight after an accident with all the adrenalin pumping but I rec you should've dialled 999 straight away.


Those blokes are to55ers...probably no tax licence or insurance

[Colin.Steadman]

[quote="Andrew G"]In short Colin, yes. I can only give the example from my cover which worked out as 10% of value of bike premium for first year, and then a 8-10% reduction each year on renewal for two renewals so far.

As with any insurane other factors will come in to play, post code etc, but I would think most work out fairly similar. I know I'm in quite a high rated post code so mine won't be at the cheaper end of things.

The value of the bike is what you put it at (within reason as it will need to be confirmed by the bike shop(s) you get your repair quote from, and I also sent in a receipt from purchase) so I keep mine at a replacement value cost based on what I paid. not taking in to account any discounted price on the frame.

Clearly the insurers aren't stupid so anything a bit dodgy would be looked in to.

[Daniel Gee]

Congratulations on the win Adam, Good Job.

As to Sunday's shenanigans; it just unbelieveable!

What a bunch of immoral, criminal mot*******ing sh**buckets

There's not a lot u can do though, you're lucky enough to still be on your feet so get back on the old trek and get some (more) wins in!

[mrP(Boonen)VT]

Well done on the win Adam, shame it wasn't for ACC - c'est la vie.

Bad kuck with your crash, hope the knee doesn't give any trouble.

[Tony]

That's soooooooooo annnnoying. Hope you recover quickly and fully....

Any injury accident on the highway always merits a 999-call IMO - especially when it involves a couple of pikey's like the guys who caused your's. At the same time you can take a few photos (discretely if needed) of the perpetrators and their vehicle - especially if they try to drive off. That's provided you haven't landed on your phone and mashed the thing!

[mrP(Boonen)VT]

After a few unlucky incidents, I have found the best policy is to writhe on the ground clutching some part of your anatomy as if in agony. Even the most hardened ****** is unlikely to drive off and leave you in that state.

[Toks]

[quote="Tony"] [size=150]especially when it involves a couple of pikey's like the guys who caused your's.[/size]

[huw williams]

Quote from the Urban Dictionary...

Pikey is not a racial group, the term is used to describe anyone who lives in a caravan or shares the same values and "culture" of "the travelling community", and whose main sources of income are as follows: Stealing cars, flogging roses in pubs for "childrens' charities", nicking lead off roofs, burgling garden sheds, blagging entry to old peoples house to rob them, doing dodgy tarmac jobs ("we've got some black stuff left over from a job up the road"), sometimes with mint imperials used as a substitute for white chippings, or, reportedly, using snow to lay slabs on when the sand ran out, stealing your b****ks if they weren't in a bag and anything else that's not nailed down and anything that is nailed down but will fit in the back of an untaxed Transit when nobody's looking. Characterised by lurchers on a string, a unintelligible language that "isn't English, it isn't Irish, it's just Pikey" (source: Film: Snatch), a penchant for harecoursing, ketamine, lighter fuel, fighting in pubs and shopping at Lidl.
Best avoided. "

I don't see crashing Adam off his bike in that list so they couldn't've been pikeys