by mrP(Boonen)VT » Thu Sep 25, 2008 1:22 pm
[quote="Michelle"]BC make more money?
I'll get my coat....
In actual fact if BC had to rely on members fees, it would only last a few months. That aside, to answer the question...
The additional benefits (over silver membership)are:
Personal Accident Insurance cover and the
Quarterly Racing Calendar Magazine (RRP £15.00)
Personal Accident insurance cover is provided for all Gold members aged between 5 and 75 years. This is an additional form of insurance cover providing death, permanent disability and hospital benefits.
[quote]Gold members are covered for non-competitive, social, leisure and utility cycling and also competitive cycling in events held under the auspices of British Cycling. Gold members are also covered whilst participating in competitive events held under the auspices of other cycling organisations whose rules and regulations (including Event Safety Guidelines) are acceptable to British Cycling. (Cover includes direct travel to and from any venue for the purposes of participating in an approved event.)
Silver & Bronze members do not benefit from personal accident insurance.
Benefits:
Permanent disability - £50,000
Total and irrecoverable loss of sight of one or both eyes - £50,000
Loss of one or both limbs - £50,000
Total and permanent loss of hearing in one ear - £12,500
Total and permanent loss of hearing in both ears - £50,000
Total and permanent loss of speech - £50,000
Death - £7,500 (£5,000 for under 16 and 71-75 years old)
Hospital cash benefit - £25 for each complete 24 hour period up to a maximum £750.
Conditions:
Permanent disability defined as "any and every" occupation
Includes use of power cycles (not registered for road use) or dernys
Excludes:
- professional cycling
- occupational use, tool of trade
- temporary or partial disablement
Age limit: 5 to 75 year olds
Benefits limited to £5,000 max. for members aged 71-75 yrs
Geographical limit - worldwide subject to a maximum of 21-days outside UK
All claims to be reported within 5 working days and independent evidence required that the cycle has been involved in an accident.
Whilst we are unable to provide this additional cover to members aged over 75 years and under 5 years, it is very important to remember that members' liability insurance cover is still provided to ALL Gold and Silver members without age restriction.
Whilst I won't stand up for BC in all they do, I believe the membership provides good value for money compared with other NGB's in other sports and other countries, and the small cost for the accident insurance is worth it given how dangerous the sport can be.